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Business Loan Programs


3+ Months in Business


550+ Credit Score


100K Annual Revenue


700+ Industries


All 50 States

"Fund your business account with $5,000 to $2,000,000 in 24 Hours"


Merchant Cash Advances are a viable short-term financing option if you don’t qualify for a business loan. A Merchant Cash Advance is a financing option for small businesses in which a provider pays a one-time lump sum to a merchant in exchange for a percentage of future credit card sales or ach withdraws. Based on debit card sales or monthly deposits, our automatic daily or weekly payback allows you to pay more on busy days and less when it’s slow.

Maximum Amount

$5k – $5M


3 months - 12 months.


As fast as 24 to 48 hours funded.


A working capital loan is used to finance the everyday operations of a business such as sales and marketing, product development, wages and other activities.

Maximum Loan Amount

$25K to $500K

Loan Term


Annual Interest Rates

 15% - 22% 

Min. Time in Business

2 or more years

Min. Annual Income


FICO score

680 or higher


7-9 days


Micro business loans are designed to finance underserved entrepreneurs and immigrant business owners. Unlike other lenders, we accept applicants with an ITIN or SSN and absolutely no credit history.

Maximum Loan Amount

$5,000 to $75,000

Annual Interest Rates

25.50% to 40%


As fast as 2 days


Invoice factoring is type of invoice finance where you "sell" some or all of your company's outstanding invoices to a third party as a way of improving your cash flow and revenue stability. A factoring company will pay you most of the invoiced amount immediately, then collect payment directly from your customers.




Our small business loans are perfect for opportunistic owners poised for growth. If you’ve been in operation for at least nine months, generate $30,000 in annual sales and have a current bank account — we’ve got your back.

Maximum Loan Amount

$5,000 to $400,000

Loan Term

24 to 60 Months.

Interest Rates

 1.0% to 2.5%

Min. Time in Business

9 months

Min. Annual Income

$ 30,000


As fast as 2 days


Equipment financing is a type of small-business loan designed specifically for the purchase of machinery and equipment essential to running your business. You can use an equipment loan to purchase anything from office furniture and medical equipment to farm machinery or commercial ovens.



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